{"host":"wealthpulse-phi.vercel.app","service_name":"wealthpulse-phi.vercel.app","description":"Is my bank safe? FDIC Call Report bank-health check computed from the latest and year-ago quarterly financials — capital adequacy (leverage, CET1, Tier 1 and Total risk-based ratios vs. FDIC Prompt Corrective Action thresholds), earnings (ROA/ROE/NIM), asset quality (noncurrent loans, reserve coverage), deposit growth, and uninsured-deposit share, with a plain-language read. For personal-finance and wealth agents. -- reliability 79.7344741821289/100 per Paygent Discover","endpoints":2,"score":86.4,"evidence":{"pay_to":"0x50ab2018c06c6e4eaa9ba52057eb55ed284912fc","uptime_30d":1,"probes_30d":1,"median_latency_ms":126,"payers_30d":3,"settlements_30d":24354,"last_paid":"2026-08-24T09:45:05.000Z","pay_to_changed_at":null,"price_usd":"0.250000"},"resources":[{"url":"https://wealthpulse-phi.vercel.app/api/wealth/bank-health","score":86.4,"price_usd":"0.250000"},{"url":"https://wealthpulse-phi.vercel.app/api/wealth/unclaimed","score":86.4,"price_usd":"0.500000"}],"judged_by":"https://kortex.rohnelt.dev/v1/check?resource=https%3A%2F%2Fwealthpulse-phi.vercel.app%2Fapi%2Fwealth%2Fbank-health"}